A long term solution for short term needs
No matter how well you plan ahead, you can’t predict everything. What will you do if your clients don’t pay on time, your sales volume experiences seasonal fluctuations, your equipment decides to go on strike or a great opportunity pops up? When you have a Business Line of Credit, the answer is easy: quickly access the cash you need, when you need it. With a Business Line of Credit, you apply once and borrow as many times as you’d like, up to your authorized limit. Then you can pay it back and borrow again.
Get cash quickly
From short-term expenses to seasonal needs, be prepared for just about anything with a Business Line of Credit. It’s a more economical way to use revolving credit for rapid influxes of funding than high-rate credit card cash advances, and because it’s unsecured you aren’t limited to using the money for a particular type of purchase.
Amounts from $10,000 to $100,000 available
Pay interest only on the funds you’re actively borrowing
24/7 access via online, mobile and telephone banking
Accessible at any Addition Financial branch locations
Why Addition Financial?
Access your funds when you need to.
Manage your account completely online.
On Time, Every Time
Online bill payments = easy and reliable.
Additional Features and Benefits
Discount tickets, goods and services
Financial assistance and education
Friendly member service
Online and mobile access
You’re in charge of this thing
Like those choose-your-own-adventure books you used to read as a kid, a Business Line of Credit lets you call the shots. You’re completely in control of when you borrow, how much you borrow and how you use the funds. Whenever you’re ready, we’ll get to work on setting one up for you.
Own a business in one or more of 24 select counties. View our "Become a Member" page for full eligibility.
2Complete account application
When you’re ready, visit your branch to apply in person.
3Get your loan
Enjoy your new cash.
Get your learn on
Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.