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Business Line of Credit

Stay one step ahead

Even out your cash flow with on-demand access to flexible funding that you can use for anything from payroll to puff pastry.

A long-term solution for short term needs

No matter how well you plan ahead, you can’t predict everything. What will you do if your clients don’t pay on time, your sales volume experiences seasonal fluctuations, your equipment decides to go on strike or a great opportunity pops up? When you have a Commercial or Small Business Line of Credit, the answer is easy: quickly access the cash you need, when you need it. With a Business Line of Credit, you apply once and borrow as many times as you’d like, up to your authorized limit. Then you can pay it back and borrow again.

  • Term up to 60 months
  • Competitive rates
  • Pay interest only on the funds you’re actively borrowing
  • 24/7 access via online, mobile and telephone banking
  • Accessible at any Addition Financial branch locations
Commercial Line of Credit

Commercial Line of Credit

Small Business Line of Credit

Small Business Line of Credit

Why Addition Financial?


Access your funds when you need to.

24/7 Convenience

Manage your account completely online.

On Time, Every Time

Online bill payments = easy and reliable.

Additional Features and Benefits

  • Discount tickets, goods and services
  • Financial assistance and education
  • Friendly member service
  • Online and mobile access
Business man dancing to music.

You’re in charge of this thing

Like those choose-your-own-adventure books you used to read as a kid, a Business Line of Credit lets you call the shots. You’re completely in control of when you borrow, how much you borrow and how you use the funds. Whenever you’re ready, we’ll get to work on setting one up for you.
  1. 1
    Review eligibility

    Own a business in one or more of 24 select counties. View our "Become a Member" page for full eligibility.

  2. 2
    Complete account application

    When you’re ready, visit your branch to apply in person.

  3. 3
    Get your loan

    Enjoy your new cash.

Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.