Minimum cost + maximum convenience
Designed specifically for the needs of small businesses, Business Essential Checking helps you keep overhead low while giving you all the tools you need to manage your account quickly and easily. Your first 100 transactions per month are free and monthly service fees can be waived based on your account or loan balance. Plus, Addition Financial’s mobile app and Online Banking make it easy to stay on top of your business finances whenever and wherever it’s convenient for you.
All the essentials for your small business
Get everything your small business needs in a checking account that’s simple, straightforward and secure. A Business Essential Checking Account gives you convenience and flexibility for managing your money on a day to day basis so you can spend less time banking and more time building your business.
Minimum opening deposit of $100 or more
100 complimentary transactions per month*
No monthly service fee with average daily balance of $10,000 or $25,000 in business loan balances; otherwise $10 monthly service fee**
24/7 online and mobile account access
Why a Business Essential Checking Account?
No monthly service or transaction fees when certain requirements are met.
Bank Wherever You Are
It’s all at your fingertips with our mobile app.
On Time, Every Time
Online bill payments = easy and convenient.
Additional Features and Benefits
P2P transfers through Bill Pay
Shared Branch Network
SaveTopia Discount Program
Contactless payment with Tap to Pay
The most secure way to pay
Do more without paying more
Get a business checking account that’s willing to roll up its sleeves and work just as hard as you do, without costing you the equivalent of another employee.
Own a business in 22 select counties. View our "Become a Member" page for full eligibility.
2Complete account application
See requirements for verification documents, then visit a branch for a Member Service Representative to walk you through the process.
3Get your checking account
Start managing your money.
Get your learn on
Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.
*Item processing charge includes check writing, deposits, deposited items, ACH transactions, Shared Branching, and Bill Payer.
**Fee will be assessed if the average daily balance is less than $10,000 OR loan balances of at least $25,000 is not maintained and in good standings on the account.