Business Enterprise Checking

Designed for businesses with a higher transaction volume.

Set yourself up for success with a checking account that costs less and does more for busy businesses.

Earn interest + handle more transactions.

When you’re doing more business, you need a checking account that does more for your business. Whether you’re making a lot of deposits, writing a lot of checks, visiting Shared Branches or paying bills online, you won’t pay anything for your first 250 transactions per month. You’ll also earn dividends when your account balance is $25,000 or more.

Run your business more efficiently.

If your business has a high transaction volume each month, a Business Enterprise Checking Account can help you keep costs down and even earn a little extra income with dividends. 

  • Minimum opening deposit of $100 or more
  • 250 combined transactions per month free*
  • No monthly service fee with average daily balance of $25,000, $100,000 in business loan balances, or 20 (non-ATM) debit card transactions per month; otherwise $20 monthly service fee**
  • Earn dividends on a balance of $25,000 or more

Why a Business Enterprise Checking Account?

Fewer Fees

No monthly service or transaction fees when certain requirements are met.

24/7 Online Convenience

Manage your account completely online.

Get Stuff Done

Powerful anytime account management tools.

Additional Features and Benefits

  • P2P transfers through Bill Pay
  • Shared Branch Network
  • Merchant Services
  • Payroll Services
  • Contactless payment with Tap to Pay

The most secure way to pay

All new Addition Financial debit cards come with the latest card technology. Tap to pay lets you make transactions just by tapping your card on any reader with a tap to pay symbol. It’s faster and more secure than using a chip or swiping your card. With an Addition Financial card, checkout is as simple as look, tap and pay.
Flower shop owner standing outside her shop.

Level up your business.

Take your business to the next level with a checking account that’s designed to support higher transaction volumes while earning competitive interest on your balance.

  1. 1
    Review membership eligibility.

    Own a business in one or more of 24 select counties. View our "Become a Member" page for full eligibility.

  2. 2
    Complete account application.

    See requirements for verification documents, then visit a branch for a Member Service Representative to walk you through the process.

  3. 3
    Get your checking account.

    Start managing your money.


Get your learn on.

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.

*Item processing charge includes check writing, deposits, deposited items, ACH transactions, Shared Branching, and Bill Payer.

**Fee will be assessed if the average daily balance is less than $25,000 OR loan balances of at least $100,000 is not maintained and in good standings OR at least 20 debit card transactions are not performed (ATM transactions not included) on the account.