Refinance Your Auto Loan & Get $400*

More Road + Less Payment


When you refinance your auto loan with Addition Financial, you can lock-in savings for the life of your loan with the potential to lower your rate or monthly payment.


Apply Now
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Take advantage of a .25% rate discount with direct deposit and no payments until 2020.

Plus, you’ll get:

  • Competitive Low Rates
  • Flexible terms up to 84 months
  • Financing up to 125% based on credit score

Have Questions?

*Certain restrictions apply. Cannot be combined with any other offers. Loans are granted based on creditworthiness and the ability to repay. Set up fee is $45. The loan set up fee will affect the APR shown. Rate example of 4.60% APR at 60 months would be $187.25 for each $10,000 borrowed. Current auto refinance guidelines apply. Existing auto loans with Addition Financial do not qualify for this refinance offer. $400.00 will be deposited in financier’s AFCU savings account. If the account is closed within 90 days, the account holder will forfeit the incentive amount. Offer only valid on refinances of $12,500.00 or greater. Special offer ends November 30, 2019, and subject to end or change at any time without notice.

**The .25% rate discount offer requires a minimum monthly direct deposit of $500 into an Addition Financial checking or savings account prior to the closing of your loan. Direct deposits must come from an employer, government agency, retirement benefits administrator, corporation or other organization.

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Life’s better as a member

We’re here because of you. Our profits don’t go toward lining some investor’s pocket, they go toward making your life better and easier with lower loan rates, higher savings dividends and fewer fees. Why? Because being a member means you actually own part of our not-for-profit financial cooperative. We’d love to count you in.