VA Loan

$0 Down + Heartfelt Thanks

Moving around with the military can be difficult. When you’re ready to put down roots, we’ve got a loan exclusively designed to support you.

Serving those who served

You’ve sacrificed a lot to serve our country. So if anyone deserves to own a small piece of the United States, it’s you. To support our veterans and their families, we partner with Crescent Mortgage Company to offer a VA loan that offers substantial cost savings to current and former military members.

Quarters. Home station. Fort Family. 

Call it what you want – and call it your own. Addition Financial’s VA Loan has many advantages that make it a great option for current and former members and select military spouses who want to own a home. Crescent Mortgage Company will service the VA loan.

What to expect after you apply:

We want you to feel prepared as you navigate this application process. Download this checklist to learn about what you'll need to have on-hand once you've hit "submit".

Features and Benefits
  • 0% down payment
  • Limited adjustments and competitive pricing
  • 100% gifted funds allowed for purchase
  • Honorably discharged veterans individually or jointly with their spouses
  • Widow/widowers of veterans who passed while serving
  • Reservists who have served sufficient length of service

Why Addition Financial?

24/7 Convenience

Manage your account completely online.


Payment protection products are available at your request.

Earn More + Pay Less

Competitive rates on deposits, loans and credit cards.

Husband and wife exercising.

Become a homeowner

Whether you’re in the area for just a few years or you’re able to stay awhile, we can help you achieve your goal of home ownership with no money down.
  1. 1
    Review eligibility

    Anyone who lives, works, worships or attends school in 24 select counties may join. View our "Become a Member" page for full eligibility.

  2. 2
    Complete loan application

    When you’re ready, complete the online application or visit your branch to apply in person.

  3. 3
    Get your loan

    Move in to your new home.

Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.