Personal Line of Credit
Borrow what you need, when you need it
Add flexibility to your budget
Paying off debt, making a large purchase, getting away for the weekend – it’s all within reach with an Addition Financial Personal Line of Credit. So whether you’re looking for extra breathing room between paychecks, an emergency fund for peace of mind or money to do more of what you enjoy, you’re covered. Use it how you want, when you want.
Apply Once + Use Often
Not sure what a Personal Line of Credit is? Think of it as your credit card’s big brother, but with more affordable rates. It’s a revolving account that gives you convenient access to extra money when you need it. Just complete a loan application once and use your personal line of credit whenever you want to. You’ll only pay interest on your outstanding balance. It’s easy to borrow, pay off and borrow again!
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Unlimited withdrawals per month
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Minimum line of credit amount: $500
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Maximum line of credit amount: $30,000
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Immediate access to funds through an Addition Financial ATM
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Online and mobile access
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Friendly member service
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Discounts on tickets, goods and services
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Financial assistance and education
Book an appointment and skip the line!
No waiting. No worrying. Cash when you need it.
There are lots of ways to use an Addition Financial Personal Line of Credit. Once you have one, you might just wonder how you ever lived without it.
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1Review eligibility
Anyone who lives, works, worships, attends school or vocational training, or is an alumni of any college, university, or educational institution located in 22 select counties may join. View our "Join Today" page for full eligibility.
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2Complete loan application
When you’re ready, complete the online application or visit your branch to apply in person.
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3Get your loan
Enjoy your new cash.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
