Add flexibility to your budget
Paying off debt, making a large purchase, getting away for the weekend – it’s all within reach with an Addition Financial Personal Line of Credit. So whether you’re looking for extra breathing room between paychecks, an emergency fund for peace of mind or money to do more of what you enjoy, you’re covered. Use it how you want, when you want.
Apply Once + Use Often
Not sure what a Personal Line of Credit is? Think of it as your credit card’s big brother, but with more affordable rates. It’s a revolving account that gives you convenient access to extra money when you need it. Just complete a loan application once and use your personal line of credit whenever you want to. You’ll only pay interest on your outstanding balance. It’s easy to borrow, pay off and borrow again!
Unlimited withdrawals per month
Minimum line of credit amount: $500
Maximum line of credit amount: $30,000
Immediate access to funds through an Addition Financial ATM
Online and mobile access
Friendly member service
Discounts on tickets, goods and services
Financial assistance and education
Why Addition Financial?
Manage your account completely online.
Earn More + Pay Less
Competitive rates on deposits, loans and credit cards.
Easy to Find
Convenient locations + shared branches nationwide.
No waiting. No worrying. Cash when you need it.
There are lots of ways to use an Addition Financial Personal Line of Credit. Once you have one, you might just wonder how you ever lived without it.
Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.
2Complete loan application
When you’re ready, complete the online application or visit your branch to apply in person.
3Get your loan
Enjoy your new cash.
Get your learn on
Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.