Father helping daughters with homework.

Vibrant Savings and Checking

The “relax mom, I’ve got this” account

First job. First date. First car. Teenage years come with a lot of important firsts. Add first step toward financial independence to that list with a Vibrant Savings and Checking account.

Keep Growing

One of the most important decisions you make for your teenager is where to set up their bank account. Our Vibrant checking and savings accounts are specifically designed for ages 13 to 17 to teach them how to handle their money responsibly.

Independence for them + Reassurance for you

Your teen feels ready to take on the world, but you might not be ready to take the training wheels off yet – especially when it comes to money. You can both get what you want with Addition Financial’s Vibrant Savings and Checking account. It’s packed with features they’ll love plus tools to help them learn good money management skills that will set them up for lifelong financial success, all without any sneaky fees.

  • Designed for ages 13 to 17
  • Complimentary Visa® debit card at account opening, choice of design, no annual fee, and Visa Zero Liability
  • Optional Fun Bucks Program
  • $500 Secured Platinum Credit Card eligibility, secured with $500 by parent or legal guardian
  • Online and mobile access; mobile deposit not available with Vibrant Checking
  • Friendly member service
  • Convenient branch locations
  • Financial assistance and education
  • Discounts on tickets, goods and services

The credit card designed for high school

We designed a low-risk credit card made for teens learning how to build and use credit. Our Vibrant Secured credit card can set up your high-schooler for financial success for years to come.

Fun Bucks Savings Program

Members age 17 and under can earn extra money each quarter when they demonstrate good saving skills. See how Addition Financial makes it rewarding to save!

Maximum Fun Bucks earnings per quarter may not exceed $100.00 Funds awarded and deposited into the Fun Savings account are contingent with certain restrictions that apply.

Two high school students walking by lockers.

See eye to eye (for a change)

You and your teen might not agree on much these days, but you’ll both be happy with a Vibrant Savings and Checking account. It’s loaded with goodies for them and you’ll feel good knowing they aren’t wasting money on fees.
  1. 1
    Review eligibility

    Anyone who lives, works, worships, attends school or vocational training, or is an alumni of any college, university, or educational institution located in 22 select counties may join. View our "Join Today" page for full eligibility.

  2. 2
    Find a branch near you

    Apply for an account at your closest Addition Financial branch.