Group of friends doing homework

Aspire Checking

College like a boss

Ace adulting with on-the-go access, free money orders and no minimum balance requirements.
Get Started

0 money down. Checking made easy.

Spend less time concerned about your finances and more time focusing on the important things in life as a student – like studying for midterms and finals. Plus, Addition Financial will waive your $5 membership and minimum share balance fee for 5 years from the date of account opening. It only takes minutes to apply.

Print/Email Product Details

Features and Benefits

  • Waived membership and minimum share balance fee for 5 years from the date of account opening
  • 4 refunded monthly foreign ATM withdrawal fees; a surcharge still applies
  • On campus ATMs and branches
  • Exclusive UCF and Seminole State Designs
  • Contactless payment with Tap to Pay
  • Online and mobile access
  • Shared Branch Network
Get Started

$500 partially secured Platinum credit card

Our Aspire Partially Secured Credit Card helps you build credit without the big risks that come with completely unsecured lines of credit. To qualify, completion of an Enrich Financial Wellness course is required. In this course, we'll start with the costs and benefits of consumer credit to help you assess whether you are ready for a credit card.
Learn More

0.15% auto loan rate discount

A discount on your rate means you pay less every month and can save thousands of dollars on your loan over time. To qualify, completion of an Enrich Financial Wellness course is required. In this course, you will learn how to create a budget, and how to use it in building smart spending habits.
Learn More

The most secure way to pay

All new Addition Financial debit cards come with the latest card technology. Tap to pay lets you make transactions just by tapping your card on any reader with a tap to pay symbol. It’s faster and more secure than using a chip or swiping your card. With an Addition Financial card, checkout is as simple as look, tap and pay.

Why an Aspire Checking Account?

Icon with Phone and Cash
Waived Fees

We’ll waive the membership and minimum share balance fees for 5 years from the date of account opening.

Graphic of calculator and percent sign.
On Time, Every Time

Online bill payments = easy and reliable.

Icon of flower pot
24/7 Online Convenience

Manage your account completely online.

Women taking selfie.

$5 on us. Free money orders. Easy online application.

Own your financial independence with an Aspire checking account.
  1. 1
    Review eligibility

    Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.

  2. 2
    Start your account application

    Complete the following steps after starting your online application.

  3. 3
    Identify yourself as a college student

    Remember to select "Student ID" as your "ID Type." And select "College Student" when asked "How did you hear about us?"

  4. 4
    Get your debit card

    Receive your debit card and start making your everyday purchases.

Apply Now

Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.

View Resources