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Aspire Checking

It might seem like college life doesn’t leave much room for anything besides all-nighters and Ramen, but our banking options for college students will have you thanking us later on in life.

0 money down. Checking made easy.

Spend less time concerned about your finances and more time focusing on the important things in life as a student – like studying for midterms and finals. Plus, Addition Financial will waive your $5 membership and minimum share balance fee for 5 years from the date of account opening. It only takes minutes to apply.

Features and Benefits

  • Waived membership and minimum share balance fee for 5 years from the date of account opening
  • 4 refunded monthly foreign ATM withdrawal fees; a surcharge still applies
  • On campus ATMs and branches
  • Exclusive UCF, Seminole State and Valencia debit card designs
  • Contactless payment with Tap to Pay
  • Online and mobile access
  • Shared Branch Network

Student loans from Addition Financial by Sallie Mae®

For those attending or borrowing for a student attending a degree-granting institution. Whether you’re an undergraduate student or graduate student, these flexible loans are designed to meet your needs.

$500 partially secured Platinum credit card

Our Aspire Partially Secured Credit Card helps you build credit without the big risks that come with completely unsecured lines of credit. To qualify, completion of an Enrich Financial Wellness course is required. In this course, we'll start with the costs and benefits of consumer credit to help you assess whether you are ready for a credit card.

0.15% auto loan rate discount

A discount on your auto loan rate means you pay less every month and can save thousands of dollars on your loan over time. To qualify, completion of an Enrich Financial Wellness course is required. In this course, you will learn how to create a budget, and how to use it in building smart spending habits.

The most secure way to pay

All new Addition Financial debit cards come with the latest card technology. Tap to pay lets you make transactions just by tapping your card on any reader with a tap to pay symbol. It’s faster and more secure than using a chip or swiping your card. With an Addition Financial card, checkout is as simple as look, tap and pay.

$5 on us. Free money orders. Easy online application.

Own your financial independence with an Aspire checking account.

  • How to open your Aspire Checking account online:

    1. 1
      Review eligibility

      Anyone who lives, works, worships, attends school or vocational training, or is an alumni of any college, university, or educational institution located in 24 select counties may join. View our Join Today page for full eligibility.

    2. 2
      Start your account application

      Complete the following steps after starting your online application.

    3. 3
      Identify yourself as a college student

      Remember to select "Student ID" as your "ID Type." And select "College Student" when asked "How did you hear about us?"

    4. 4
      Get your debit card

      Receive your debit card and start making your everyday purchases.

    Apply Online
  • How to open your Aspire Checking account in-person:

    Book an appointment with us below by selecting the most convenient branch for you. One of our member service representatives will help you complete the application during your appointment time. No waiting in lines!

    Book An Appointment