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Aspire Checking

College like a boss

Ace adulting with on-the-go access, free money orders and no minimum balance requirements.

0 money down. Waived fees. Checking made easy.

Spend less time concerned about your finances and more time focusing on the important things in life as a student – like studying for midterms and finals. Plus, Addition Financial will spot you $5 to open your account*. It only takes minutes to apply.

Enrich Financial Education Courses

Budget. Savings. Retirement. You know those words. Dividends, amortization, trendline…those words don’t exactly ring a bell. Even still, finances are more than just big words. That’s why we offer free financial education courses to all of our members. Knowledge is power, and we want you to be able to tackle anything.

Partially Secured Credit Card

It's time to start setting up your finances for when you have a diploma in hand. First apartment, first car loan, first mortgage. Whatever is ahead of you, you're going to need a decent credit score to tackle it. Our Aspire Partially Secured Credit Card helps you build credit without the big risks that come with completely unsecured lines of credit.

Debit Cards with Fast and Secure Payments

Show your school spirit with the University of Central Florida and Seminole State College affinity debit cards. Each year, Addition Financial will make a contribution to Seminole State College and UCF Athletics based upon how many transactions are made with their respective cards.

Features and Benefits

  • Exclusive UCF or Seminole State Designs
  • On campus ATMs and branches
  • University support with every purchase
  • Waived minimum share balance fee**
  • 4 refunded monthly foreign ATM withdrawal fees***
  • Refunded ATM Withdrawal Fees
  • P2P transfers through Bill Pay
  • Online and mobile access
  • Shared Branch Network
  • SaveTopia discount program
  • Contactless payment with Tap to Pay

*Share Savings account opening $5.00 paid by Addition Financial.

**Waived minimum share balance fee 5 years from the date the account is opened.

***A surcharge still applies.

The most secure way to pay

All new Addition Financial debit cards come with the latest card technology. Tap to pay lets you make transactions just by tapping your card on any reader with a tap to pay symbol. It’s faster and more secure than using a chip or swiping your card. With an Addition Financial card, checkout is as simple as look, tap and pay.

Why an Aspire Checking Account?

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Waived Fees

We’ll waive the membership and minimum share balance fees.**

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On Time, Every Time

Online bill payments = easy and reliable.

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24/7 Online Convenience

Manage your account completely online.

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$5 on us. Free money orders. Easy online application.

Own your financial independence with an Aspire checking account.
  1. 1
    Review eligibility

    Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.

  2. 2
    Complete account application

    When you’re ready, complete the online application or visit your campus branch to apply in person.

  3. 3
    Get your debit card

    Receive your UCF or Seminole State College affinity debit card and start making your everday purchases.


Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.