0 money down. Waived fees. Checking made easy.
Spend less time concerned about your finances and more time focusing on the important things in life as a student – like studying for midterms and finals. Plus, Addition Financial will spot you $5 to open your account*. It only takes minutes to apply.
Enrich Financial Education Courses
Budget. Savings. Retirement. You know those words. Dividends, amortization, trendline…those words don’t exactly ring a bell. Even still, finances are more than just big words. That’s why we offer free financial education courses to all of our members. Knowledge is power, and we want you to be able to tackle anything.
Partially Secured Credit Card
It's time to start setting up your finances for when you have a diploma in hand. First apartment, first car loan, first mortgage. Whatever is ahead of you, you're going to need a decent credit score to tackle it. Our Aspire Partially Secured Credit Card helps you build credit without the big risks that come with completely unsecured lines of credit.
Debit Cards with Fast and Secure Payments
Show your school spirit with the University of Central Florida and Seminole State College affinity debit cards. Each year, Addition Financial will make a contribution to Seminole State College and UCF Athletics based upon how many transactions are made with their respective cards.
Features and Benefits
Exclusive UCF or Seminole State Designs
On campus ATMs and branches
University support with every purchase
Waived minimum share balance fee**
4 refunded monthly foreign ATM withdrawal fees***
Refunded ATM Withdrawal Fees
P2P transfers through Bill Pay
Online and mobile access
Shared Branch Network
SaveTopia discount program
Contactless payment with Tap to Pay
*Share Savings account opening $5.00 paid by Addition Financial.
**Waived minimum share balance fee 5 years from the date the account is opened.
***A surcharge still applies.
The most secure way to pay
Why an Aspire Checking Account?
We’ll waive the membership and minimum share balance fees.**
On Time, Every Time
Online bill payments = easy and reliable.
24/7 Online Convenience
Manage your account completely online.
$5 on us. Free money orders. Easy online application.
Own your financial independence with an Aspire checking account.
Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.
2Complete account application
When you’re ready, complete the online application or visit your campus branch to apply in person.
3Get your debit card
Receive your UCF or Seminole State College affinity debit card and start making your everday purchases.
Get your learn on
Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.