Truth in Savings

 

SHARE SAVINGS ACCOUNT
OPPORTUNITY SHARE SAVINGS ACCOUNT
HEALTH SAVINGS ACCOUNT

Rate Information:

The dividend rate and annual percentage yield may change every month. We may change the dividend rate for your account as determined by the credit union board of directors.

Compounding and crediting - Dividends will be compounded every day. Dividends will be credited to your account every month.

Dividend period - For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.

Minimum balance requirements:

The minimum required to open this account is the purchase of a share in the credit union. Please see the bylaw requirements in the Common Features section for additional information.

You must maintain a minimum daily balance of $50.00 in your account each day to obtain the disclosed annual percentage yield.

Daily balance computation method - Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of dividends on noncash deposits - Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.

Transaction limitations:

During any calendar month, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized, computer, or automatic transfer or telephonic order or instruction, or by check, draft, debit card (if applicable), or similar order to a third party. If you exceed the transfer limitations set forth above in any calendar month, your account will be subject to closure by the credit union.

Par value of a share:

The par value of a share in this account is $5.00.

CHOICE CHECKING ACCOUNT
OPPORTUNITY CHECKING ACCOUNT
(Share Draft)

Minimum balance requirements:

The minimum required to open this account is the purchase of a share in this credit union. Please see the bylaw requirements in the Common Features section for additional information.

Transaction limitations:

No transaction limitations apply to this account unless otherwise stated in the Common Features section.

INSURED MONEY MARKET ACCOUNT

Rate Information:

The dividend rate and annual percentage yield may change every month. We may change the dividend rate for your account as determined by the credit union board of directors.

Compounding and crediting - Dividends will be compounded every day. Dividends will be credited to your account every month.

Dividend period - For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.

Minimum balance requirements:

The minimum balance required to open this account is $1,000.00.

You must maintain a minimum daily balance of $1,000.00 in your account each day to obtain the disclosed annual percentage yield.

Daily balance computation method - Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of dividends on noncash deposits - Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.

Transaction limitations:

During any calendar month, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized, computer, or automatic transfer or telephonic order or instruction, or by check, draft, debit card (if applicable), or similar order to a third party. If you exceed the transfer limitations set forth above in any calendar month, your account will be subject to closure by the credit union.

SUMMER SHARE ACCOUNT

Rate Information:

The dividend rate and annual percentage yield may change every month. We may change the dividend rate for your account as determined by the credit union board of directors.

Compounding and crediting - Dividends will be compounded every day. Dividends will be credited to your account every month.

Dividend period - For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.

Minimum balance requirements:

You must maintain a minimum daily balance of $50.00 in your account each day to obtain the disclosed annual percentage yield.

Daily balance computation method - Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of dividends on noncash deposits - Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.

Transaction limitations:

During any calendar month, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized, computer, or automatic transfer or telephonic order or instruction, or by check, draft, debit card (if applicable), or similar order to a third party. If you exceed the transfer limitations set forth above in any calendar month, your account will be subject to closure by the credit union.

Par value of a share:

The par value of a share in this account is $5.00.

HOLIDAY SHARE ACCOUNT

Rate Information:

The dividend rate and annual percentage yield may change every month. We may change the dividend rate for your account as determined by the credit union board of directors.

Compounding and crediting - Dividends will be compounded every day. Dividends will be credited to your account every month.

Dividend period - For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.

Minimum balance requirements:

You must maintain a minimum daily balance of $50.00 in your account each day to obtain the disclosed annual percentage yield.

Daily balance computation method - Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of dividends on noncash deposits - Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.

Transaction limitations:

During any calendar month, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized, computer, or automatic transfer or telephonic order or instruction, or by check, draft, debit card (if applicable), or similar order to a third party. If you exceed the transfer limitations set forth above in any calendar month, your account will be subject to closure by the credit union.

Par value of a share:

The par value of a share in this account is $5.00.

FUN SAVINGS ACCOUNT

Rate Information:

The dividend rate and annual percentage yield may change every month. We may change the dividend rate for your account as determined by the credit union board of directors.

Compounding and crediting - Dividends will be compounded every day. Dividends will be credited to your account every month.

Dividend period - For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.

Minimum balance requirements:

The minimum required to open this account is the purchase of a share in the credit union. Please see the bylaw requirements in the Common Features section for additional information.

You must maintain a minimum daily balance of $50.00 in your account each day to obtain the disclosed annual percentage yield.

Daily balance computation method - Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of dividends on noncash deposits - Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.

Transaction limitations:

During any statement period, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized or automatic or computer transfer or telephonic order or instruction, or by check, draft, debit card (if applicable), or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the credit union.

The above withdrawal limitation applies to this account in combination with Fun Bucks account(s).

Withdrawals are permitted during the ages of 12, 15, 18+, in order to retain the bonus funds deposited by the credit union in the Fun Bucks account. Funds in the Fun Bucks account will be forfeited if withdrawals are done outside of these age groups.

Par value of a share:

The par value of a share in this account is $5.00.

DEFERRED OPTION PLAN SAVINGS ACCOUNT

Rate Information:

The dividend rate and annual percentage yield may change at any time, as determined by the credit union board of directors.

Compounding and crediting - Dividends will be compounded every day. Dividends will be credited to your account every month.

Dividend period - For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.

Minimum balance requirements:

You must maintain a minimum daily balance of $50.00 in your account each day to obtain the disclosed annual percentage yield.

Daily balance computation method - Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of dividends on noncash deposits - Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.

Transaction limitations:

During any monthly statement cycle, you may not make more than six withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized, automatic, or computer transfer, telephonic order or instruction, or similar order to a third party. If you exceed the transfer limitations set forth above, your account will be subject to closure by the credit union.

FUN BUCKS ACCOUNT

Minimum balance requirements:

No minimum balance requirements apply to this account.

Transaction limitations:

The deposit limitation applies to this account in combination with Fun Savings account(s).

The withdrawal limitation applies to this account in combination with Fun Savings account(s).

Withdrawals are permitted during the ages of 12, 15, 18+, in order to retain the bonus funds deposited by the credit union in the Fun Bucks Account. Funds in the Fun Bucks Account will be forfeited if withdrawals from Fun Savings Account(s) are done outside of these age groups. No funds can be withdrawn from Fun Bucks Account(s) except for the permitted ages.

Par value of a share:

The par value of a share in this account is $5.00.

If a member makes at least a $10.00 deposit into their Fun Savings Account in a quarter we will issue Fun Bucks equal to 5% of the total deposit for that quarter at the end of the quarter. Fun Bucks will be sent to the child on a quarterly basis and can be deposited into their Fun Bucks special account tied to their Fun Savings Account. Maximum Fun Bucks available per quarter will not exceed $100.00.

Funds awarded and deposited into the Fun Bucks Account are contingent with certain restrictions that apply. Fun Bucks expire after (1) one year from date of issuance. Fun Bucks cannot be used as legal currency. A 1099 tax form will be issued by Addition Financial only for the year the member has met the contingencies necessary to receive the funds. Please consult your tax advisor with any question.

INDIVIDUAL RETIREMENT ACCOUNT

Rate Information:

The dividend rate and annual percentage yield may change every month. We may change the dividend rate for your account as determined by the credit union board of directors.

Compounding and crediting - Dividends will be compounded every day. Dividends will be credited to your account every month.

Dividend period - For this account type, the dividend period is monthly, for example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period, and for the example above is January 31.

Minimum balance requirements:

No minimum balance requirements apply to this account.

Daily balance computation method - Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of dividends on noncash deposits - Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.

Transaction limitations:

You may not make any withdrawals or transfers to another credit union account of yours or to a third party by means of a preauthorized, computer, or automatic transfer, telephonic order or instruction, or similar order to a third party.

Par value of a share:

The par value of a share in this account is $5.00.

_______________ TERM SHARE CERTIFICATE /
IRA CERTIFICATE

Rate Information - The dividend rate on your term share account is ______________% with an annual percentage yield o ______________%. You will be paid this rate until first maturity.

Compounding frequency - Unless otherwise paid, dividends will be compounded every month.

Crediting frequency - Dividends will be credited to your account every month. Alternatively, you may choose to have dividends paid to you or to another account every month rather than credited to this account.

Dividend period - For this account type, the dividend period is monthly.

Minimum balance requirements:

The minimum balance required to open this account is $____________________________ .

Daily balance computation method - Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of dividends on noncash deposits - Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.

Transaction limitations:

After the account is opened, you may not make additions into the account until the maturity date stated on the account.

You may make withdrawals of principal from your account before maturity. Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty.

You can only withdraw dividends credited in the term before maturity of that term without penalty. You can withdraw dividends only on the crediting dates.

Time requirements - Your account will mature __________________________________________ .

Early withdrawal penalties (a penalty may be imposed for withdrawals before maturity) -

Penalties apply to the premature withdrawal of principal in the following manner:
  • For certificates with a term of 12 months or less, a penalty equal to 90 days at the stated dividend rate of the certificate will be assessed.
  • For certificates with a term greater than 12 months but less than 25 months, a penalty equal to 180 days at the stated dividend rate of the certificate will be assessed.
  • For certificates with a term greater than 25 months, a penalty equal to 270 days at the stated dividend rate of the certificate will be assessed.

In certain circumstances such as the death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. Other exceptions may also apply, for example, if this is part of an IRA or other tax-deferred savings plan.

Withdrawal of dividends prior to maturity - The annual percentage yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings.

Automatically renewable account - This account will automatically renew at maturity. You may prevent renewal if you withdraw the funds in the account at maturity (or within the grace period mentioned below, if any) or we receive written notice from you within the grace period mentioned below, if any. We can prevent renewal if we mail notice to you at least 30 calendar days before maturity. If either you or we prevent renewal, your funds will be placed in a dividend-bearing account.

Each renewal term will be the same as the original term, beginning on the maturity date. The dividend rate will be the same we offer on new term share accounts on the maturity date which have the same term, minimum balance (if any) and other features as the original term share account.

You will have a grace period of ten calendar days after maturity to withdraw the funds without being charged an early withdrawal penalty.

SAVINGS BUILDER TERM SHARE CERTIFICATE
(Available to youth accounts (under 18)
and to Community Share accounts)

Rate Information - The dividend rate on your term shae account is ______________% with an annual percentage yield of ______________%. You will be paid this rate until first maturity.

Compounding frequency - Dividends will be compounded every month.

Crediting frequency - Dividends will be credited to your account every month.

Dividend period - For this account type, the dividend period is monthly.

Minimum balance requirements:

The minimum balance required to open this account is $5.00.

You must maintain a minimum daily balance of $5.00 in your account each day to obtain the disclosed annual percentage yield.

Daily balance computation method - Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of dividends on noncash deposits - Dividends will begin to accrue on the business day you place noncash items (for example, checks) to your account.

Transaction limitations:

You may make unlimited additions into your account.

There are no limitations on the frequency or timing of additions, except that no additions can be made in the last seven days before maturity.

You may make withdrawals of principal from your account before maturity. Principal withdrawn before maturity is included in the amount subject to early withdrawal penalty.

You can only withdraw dividends credited in the term before maturity of that term without penalty. You can withdraw dividends only on the crediting dates.

Time requirements - Your account will mature __________________________________________ .

Early withdrawal penalties (a penalty may be imposed for withdrawals before maturity) -

Penalties apply to the premature withdrawal of principal in the following manner:
  • For certificates with a term of 12 months or less, a penalty equal to 90 days at the stated dividend rate of the certificate will be assessed.
  • For certificates with a term greater than 12 months but less than 25 months, a penalty equal to 180 days at the stated dividend rate of the certificate will be assessed.
  • For certificates with a term greater than 25 months, a penalty equal to 270 days at the stated dividend rate of the certificate will be assessed.

In certain circumstances such as the death or incompetence of an owner of this account, the law permits, or in some cases requires, the waiver of the early withdrawal penalty. Penalty will be waived when the Certificate balance equals $1,000.00. Other exceptions may also apply, for example, if this is part of an IRA or other tax-deferred savings plan.

Withdrawal of dividends prior to maturity - The annual percentage yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings.

Automatically renewable account - This account will automatically renew at maturity. You may prevent renewal if you withdraw the funds in the account at maturity (or within the grace period mentioned below, if any) or we receive written notice from you within the grace period mentioned below, if any.

Each renewal term will be the same as the original term, beginning on the maturity date. The dividend rate will be the same we offer on new term share accounts on the maturity date which have the same term, minimum balance (if any) and other features as the original term share account.

You will have a grace period of ten calendar days after maturity to withdraw the funds without being charged an early withdrawal penalty.

COMMON FEATURES

Bylaw requirements:

You must complete payment of one share in your Regular Share account as a condition of admission to membership.

Transaction limitation - We reserve the right to at any time require not less than seven days notice in writing before each withdrawal from a dividend-bearing account other than a time deposit or demand deposit, or from any other savings account as defined by Regulation D.

Minimum balance fee - A minimum balance monthly fee will be assessed to the share savings account unless you have $250 cumulative average daily balance in your accounts, an active loan or credit card, if you are under age 23, or if you have Direct Deposit(s) to savings or checking aggregating at least $500.

Nature of dividends - Dividends are paid from current income and available earnings after required transfers to reserves at the end of a dividend period. (This disclosure further explains the dividend feature of your non-term share account(s).)

National Credit Union Share Insurance Fund - Member accounts at Addition Financial are federally insured by the National Credit Union Share Insurance Fund. Addition Financial accounts are insured in the aggregate; there is no separate or additional insurance for accounts opened at different branches, facilities or divisions.

COURTESY PAY

Addition Financial's Courtesy Pay plan is a non-contractual courtesy and is discretionary.

It is not an obligation of the credit union and we may refuse to provide the courtesy on any share draft account at any time and from time to time.

The account holder does not have a contractual right to Courtesy Pay and Courtesy Pay is not guaranteed by the Courtesy Pay plan. The categories of transactions for which a Courtesy Pay fee may be imposed are those by any of the following means: share draft, ATM withdrawal, or other electronic means. The amount of a Courtesy Pay fee will be assessed from the available balance and is disclosed elsewhere. ATM and Debit card transactions will not be considered for payment unless you authorize us to do so. (opt-in)

Please refer to our separate fee schedule for additional information about charges.

-----------------------------------------------------------------------

YOUR ACCOUNT

These are the accounts you have opened or inquired about. Further details about these accounts are inside this disclosure. If the figures are not filled in, please see the insert that is with this disclosure or your periodic statement.

SHARE SAVINGS ACCOUNT

OPPORTUNITY SHARE SAVINGS ACCOUNT

Last declared dividend rate:

As of the last dividend declaration date, the dividend rate was ______________% with an annual percentage yield of ______________% on your account.

HEALTH SAVINGS ACCOUNT

Last declared dividend rate:

As of the last dividend declaration date, the dividend rate was ______________% with an annual percentage yield of ______________% on your account.

CHOICE CHECKING ACCOUNT (Share Draft)

OPPORTUNITY CHECKING ACCOUNT (Share Draft)

INSURED MONEY MARKET ACCOUNT

Last declared dividend rate:

Tier 1 - As of the last dividend declaration date, if your daily balance was $1,000,000.00 or more, the dividend rate paid on the entire balance in your account was ______________%, with an annual percentage yield of ______________%.

Tier 2 - As of the last dividend declaration date, if your daily balance was more than $99,999.99, but less than $1,000,000.00, the dividend rate paid on the entire balance in your account was ______________%, with an annual percentage yield of ______________%.

Tier 3 - As of the last dividend declaration date, if your daily balance was more than $49,999.99, but less than $100,000.00, the dividend rate paid on the entire balance in your account was ______________%, with an annual percentage yield of ______________%.

Tier 4 - As of the last dividend declaration date, if your daily balance was more than $24,999.99, but less than $50,000.00, the dividend rate paid on the entire balance in your account was ______________%, with an annual percentage yield of ______________%.

Tier 5 - As of the last dividend declaration date, if your daily balance was more than $9,999.99, but less than $25,000.00, the dividend rate paid on the entire balance in your account was ______________%, with an annual percentage yield of ______________—%.

Tier 6 - As of the last dividend declaration date, if your daily balance was more than $999.99, but less than $10,000.00, the dividend rate paid on the entire balance in your account was ______________%, with an annual percentage yield of ______________%.

SUMMER SHARE ACCOUNT

Last declared dividend rate:

As of the last dividend declaration date, the dividend rate was ______________% with an annual percentage yield of ______________% on your account.

HOLIDAY SHARE ACCOUNT

Last declared dividend rate:

As of the last dividend declaration date, the dividend rate was ______________% with an annual percentage yield of ______________% on your account.

FUN SAVINGS ACCOUNT

Last declared dividend rate:

As of the last dividend declaration date, the dividend rate was ______________% with an annual percentage yield of ______________% on your account.

DEFERRED OPTION PLAN SAVINGS ACCOUNT

Last declared dividend rate:

As of the last dividend declaration date, the dividend rate was ______________% with an annual percentage yield of ______________% on your account.

FUN BUCKS ACCOUNT

INDIVIDUAL RETIREMENT ACCOUNT

Last declared dividend rate:

As of the last dividend declaration date, the dividend rate was ______________% with an annual percentage yield of ______________% on your account.

____________________________ TERM SHARE CERTIFICATE / IRA CERTIFICATE

SAVINGS BUILDER TERM SHARE CERTIFICATE

Maturity notice - Your _______________ account will mature on _______________ , and it will automatically renew unless you prevent it. The new maturity date will be _______________ on your account if it is renewed. The dividend rate has not yet been determined. That information will be available on _______________ . After that date, you may visit additionfi.com or call the credit union during regular business hours at 407-896-9411 (Orlando) or 800-771-9411 (outside Orlando) to find out the dividend rate and annual percentage yield that will apply to your account if it is renewed.

 

Branches

Additional Financial
Arena
4210 East Plaza Drive
Orlando, FL 32816-2100

Apopka
847 South Orange Blossom Trail
Apopka, FL 32703

Clermont
2390 East Highway 50
Clermont, FL 34711

East Orlando
1823 North Alafaya Trail
Orlando, FL 32826

Fern Park
215 Oxford Rd.
Fern Park, FL 32730

Forest City
855 South State Road 434
Forest City, FL 32714

Kissimmee
708 East Vine St.
Kissimmee, FL 34744

Lake Mary
1000 Primera Blvd.
Lake Mary, FL 32746

Lake Nona
13810 Narcoossee Road
Orlando, FL 32832

Leesburg
8040 U.S. Hwy. 441
Leesburg, FL 34788

Longwood
705 West State Rd. 434
Suite A
Longwood, FL 32750

MetroWest
5990 MetroWest Blvd.
Orlando, FL 32835

Mills Avenue
947 N. Mills Ave.
Orlando, FL 32803

Orange City
920 Saxon Blvd.
Orange City, FL 32763

Oviedo
1948 West County Rd. 419
Oviedo, FL 32766

Pine Hills
4601 Silver Star Rd.
Orlando, FL 32808

St. Cloud
3335 13th St.
St. Cloud, FL 34769

Sanford
101 East 25th St.
Sanford, FL 32771

South Orlando
5301 South Orange Ave.
Orlando, FL 32809

UCF Campus
12795 Aquarius Agora Dr.
JTWC, Suite 107
Orlando, FL 32816-2100

UCF Commons
12226 Corporate Blvd.
Suite #100
Orlando, FL 32817

Winter Garden
950 9th St.
Winter Garden, FL 34787

Poinciana Branch
(Coming Soon)

4620 Pleasant Hill Road
Kissimmee, FL 34759

Downtown Campus Branch
(Coming Soon)

602 West Livingston Street
Orlando, FL 32801

 

CREDIT UNION HOURS
Lobby
Monday - Wednesday - 9:00 a.m. - 5:00 p.m.
Thursday - 10:00 a.m. - 5:00 p.m.
Friday - 9:00 a.m. - 6:00 p.m.

Addition Financial Arena & UCF Campus only:
Friday - 9:00 a.m. - 5:00 p.m.

Apopka, Clermont, East Orlando, Kissimmee, Lake Nona,
Mills Avenue, Sanford, South Orlando, St. Cloud & Winter Garden only:
Saturday - 9:00 a.m. - 1:00 p.m.

Drive In Service
Monday - Wednesday - 8:00 a.m. - 5:00 p.m.
Thursday - 10:00 a.m. - 5:00 p.m.
Friday - 8:00 a.m. - 6:00 p.m.
Saturday - 9:00 a.m. - 1:00 p.m.

Apopka, Clermont, East Orlando, Kissimmee, Lake Nona,
Mills Avenue, Sanford, South Orlando, St. Cloud & Winter Garden only:
Saturday 9:00 a.m. - 1:00 p.m.

Addition Financial Arena, Fern Park, Forest City, Lake Mary, Leesburg,
Longwood, Metro West, Orange City, Oviedo, Pine Hills,
UCF Campus & UCF Commons are closed on Saturday

Contact Center
Monday - Friday - 7:00 a.m. - 11:00 p.m.
Weekends 8:00 a.m. - 5:00 p.m.
Holidays 9:00 a.m. - 5:00 p.m.
(Holidays include: New Year's Day, MLK Day, President's Day, Memorial Day,
Independence Day, Labor Day, Columbus Day, and Veteran's Day. Office
CLOSED on Thanksgiving Day and Christmas Day.)

Phone Numbers
Orlando - 407-896-9411
Kissimmee, St. Cloud, Leesburg, Clermont - 800-771-9411
Outside Orlando - 800-771-9411 

Truth in Savings logo
Truth in Savings 2
Rev. 04/19